Best Cheap Low Interest Bad Credit Credit Cards Ring Avoid getting ripped off by credit card companies If you've had credit problems, then you've probably received offers for credit cards aimed at people with bad credit. These offers range from legitimate, to questionable, to outright scams. Typical Bad to Mid Range Credit Scores: 490, 495, 500, 505, 510, 515, 520, 525, 530, 535. 540, 545, 550, 555, 560, 565, 570, 575, 580, 585, 590, 595, 600, 605, 610, 615, 620, 625, 630, 635, 640, 645, 650, 655, 660, 665, 670, 675, 680, 685, 690, 695, 700. See below for the best bad credit cheap credit card deals.